Suvidha Mortgage Loan. Earnings for loan quantity examined on the basis of the applicant’s cashflow

No income that is formal needed

Earnings for loan quantity assessed in line with the applicant’s income

Loan designed for purchase/construction/extension of household

Loan amount – as much as 90per cent for the price of home (includes land and construction)

Minimal tenure – 5 years; optimum tenure – three decades

Minimal – 21 years

Optimum – 65 years during the right time of readiness or retirement age, whichever is earlier in the day

Your disposable/surplus that is monthly income be looked at

For Salaried People

Application for the loan form with fresh picture

Cheque with relevant processing costs

Customer Relationship type with fresh picture

Photo ID evidence (refer KYC document)

Target proof (refer document that is KYC

Age evidence (refer document that is KYC

Salary slips for last a couple of months

Latest PF statement

Form 16 given by the manager

Copy of ITR filed during the last 36 months

Photocopy of investments

Photocopy of life insurance coverage policies

Bank passbook copy for many bank records entries that are showing the very last six months

In the event of other loans availed (active as well as closed)

Copy of sanction page

Updated payment track

No dues in the event of shut loans

Photocopy of your bank card with final month-to-month declaration

If you don’t have regular wage slip, then salary certificate on employer’s letter head duly stamped and signed

Copy of lease agreement if present accommodation is on lease

For Self-Employed Individuals

Loan application form with fresh picture

Processing fees cheque as relevant

Customer Relationship type with fresh picture

Photo ID evidence (refer KYC document)

Target proof (refer document that is KYC

Age evidence (refer KYC document)

Copy of audited/certified records including schedules the past three years that are financial

Copy of ITR filed for the past 3 years

Business note in Bandhan Bank’s structure along side photographs of bar or nightclub

Photocopy of investments

Photocopy of life insurance coverage policies

Bank passbook copy for several bank records showing entries for the past half a year

In case there is other loans availed (active because well as closed)

Copy of sanction page

Updated payment track

No dues in case there is shut loans

Photocopy of your charge card with final month-to-month declaration

Rent agreement of one’s office if on lease

Shops and Establishment licence for the commercial entity

Content of your expert degree/qualification certification

Partnership deed/shareholding pattern of the entity

Copy of lease contract if current accommodation is on lease

The next extra legal and technical papers shall also have to be provided –

Approved arrange for the construction with estimate and design plan and construction authorization

Copy of purchase deed/agreement to sell/construction agreement/amenities contract

Copy of ownership papers of previous owner(s)

Proof of ownership in income records viz. home card, Form 7/1 2, Form 8-A, Form 6 etc.

In the event of Co-operative community, content of share allotment and certificate letter

Latest photographs regarding the home

Margin money compensated receipts

NA authorization from concerned authority

NOC to mortgage from concerned authority such as for instance culture, development authority etc.

All papers submitted to Bandhan Bank shall need to be self-attested. Make sure that you maintain a duplicate of all of the papers submitted to Bandhan Bank.

Us the money for the bond so I contacted these guys and in a couple of minutes it was approved and within 24 hours i had the money in the bank when we were moving house no one would lend.

Approximate expense: $1200

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